First Finance Plc.

  • Region: Asia & Pacific
  • Country: Cambodia
  • Sector: Microfinance
  • Year: 2013
  • Domicile: Cambodia
  • Instrument: Equity and loan
  • Commitment (MNOK) as of 22.12.2017: 36.4
  • Original Commitment (MNOK): 34.6

First Finance is the first and currently the only Microfinance Institution (MFI) that specializes in housing financing. With an average loan size of USD 11 000, FF core target markets are first time home buyers in the lower income segment in Cambodia.

The company offers home loans to first-time buyers particularly those from low-middle income backgrounds and gives them an opportunity to gain access to the formal financial system.  The average loan size is USD 11 000. 

Norfund committed MNOK 22.3 on the 9th of July 2013 which allowed First finance to expand its operations and gain further access to additional long-term funding.  This investment contributed to give individuals who could not obtain loans from banks an opportunity to get housing and be integrated into the formal financial system.  It has thereby contributed to increase employment and contribute economic growth in Cambodia.


Norfund - The Norwegian Investment Fund for Developing Countries

Fridtjof Nansens Plass 4
N-0160 Oslo